|
|
Personal Mortgages
| Mortgage Banking |
| At
a Glance |
Residential mortgage financing for 1-4 family unit properties.
|
| Best
For |
Mortgage financing for residential and multi-family purchases and refinancing.
|
| Features |
Variable and fixed rates available up to twenty year financing.
|
| Minimum
Balance |
None
|
| Fees |
 | No appraisal fees on local properties with loans less than $250,000.00. |
| All normal loan processing fees paid by borrower such as attorney fees, title,
closing, flood certification on out of town properties, appraisals where applicable.
|
|
| Home Equity Loans |
| At
a Glance |
Convenient means of utilizing equity in most borrowers primary asset.
|
| Best
For |
Debt consolidation, purchase, home improvements, and educational expenses.
|
| Features |
Loans secured by first and second lien mortgages.
Interest may be tax deductible.
Lower rates than credit cards or auto loans.
|
| Minimum
Balance |
$13,000.00
|
| Fees |
| No document fees.
|
| Normal Loan processing costs paid by borrower (title transfers, taxes, insurance, and filing fees where applicable.
|
|
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Business
Mortgages
| Mortgage Banking |
| At
a Glance |
Commercial and agricultural mortgage financing.
|
| Best
For |
First and second lien purchase or re-finance of commercial and agricultural real estate.
This includes hunting and recreational properties.
|
| Features |
Variable and fixed rate loans.
Several repayment schedules available.
Terms up to twenty years available.
|
| Minimum
Balance |
NONE
|
| Fees |
| No appraisal fees on
local properties with loans less than $250,000.00. |
| All normal loan
processing fees paid by borrower, such as attorney fees,
title, closing, flood certification where applicable,
appraisals where applicable.
|
|
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|
1000 N. OAK STREET
