The rates posted are current as of October, 03 2008. To ensure rates are current or for longer maturities or other rates call (830) 334-3606 and ask for the C/D department.

You must deposit a minimum of $90,000.00 to open this account.

You must maintain a minimum balance of $90,000.00 in your account every day to obtain the annual percentage yield listed above.

Penalty for early withdrawal will be an amount equal to 50% of the total amount to be earned if this certificate of deposit were held to maturity.

A thirty (30) day advance notice is required prior to early withdrawal.

NON LOCAL CUSTOMERS CALL FOR CURRENT RATES.